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Re-Insurance

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Re-Insurance on LayerCover

Flexible Re-Insurance Hooks for Onchain Underwriting

LayerCover re-insurance hooks let each syndicate plug in custom capacity logic without changing the core user flow. This keeps underwriting modular while supporting a wide range of treaty structures and risk transfer models.

Deployable Re-Insurance Models

LayerCover can support both standard and specialized structures through hook-based integrations.

Quota Share

A fixed percentage of each policy is ceded to re-insurance capacity.

Simple, transparent, and efficient for broad portfolio participation.

Excess of Loss

Re-insurance activates above a configured attachment threshold.

Ideal for tail-risk protection while preserving primary premium economics.

Aggregate Stop-Loss

Coverage kicks in once cumulative period losses cross a limit.

Useful for seasonality and correlated-event protection at portfolio level.

Parametric / Programmatic

Hook logic can reference trigger rules, epochs, or custom onchain signals.

Supports structured, dynamic treaties beyond traditional static products.

How Re-Insurance Hooks Work

Expand each step to view capacity, reservation, premium, and claim hook lifecycle details.

Before capital is reserved, the syndicate queries each hook for live available capacity and active status.

Hooks are notified when coverage is opened, resized, or closed so treaty state stays synchronized in real time.

Premium flow can be streamed, bucketed, or rebalanced by custom logic depending on the treaty design.

On losses, hooks define how claims are split and execute the hook-side payout leg for deterministic settlement.

Why It Is Flexible

Hooks are designed to support different capital, pricing, and claims behaviors so each program can fit a specific risk profile and provider mandate.

  • Per-syndicate hook selection and custom treaty parameters
  • Configurable premium routing and claim-sharing curves
  • Composable designs that can evolve as risk appetite changes
  • Multiple re-insurance models deployed across different pools

Interested in Providing Re-Insurance Capacity?

Contact the LayerCover team to discuss treaty type, capacity targets, preferred chains, and onboarding timeline.

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You can also review technical details in LayerCover documentation.